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30-Year Fixed Mortgages Are Cheaper Than Adjustable-Rate Mortgages Right Now

Typically, you pay a premium if you select a 30-year fixed mortgage versus an adjustable-rate mortgage. The reason is simple – the interest rate is locked in and will not change during the entire loan term, which is a full 30 years, or 360 months. Conversely, if you choose to go with an adjustable-rate mortgage, [&hellip
Source: Mortgage